According to the provisions of Clause 2, Article 1 of the Law on Health Insurance 2008. This Law applies to foreign organizations and individuals in Vietnam related to health insurance. Therefore, the participation in health insurance applies to everyone living and working in Vietnam, regardless of Vietnamese or foreigners.
The health insurance card in Vietnam
This Article clearly states that an employee working under an indefinite term labor contract, a labor contract with a term of 3 months or more, an enterprise manager, management and administration of cooperatives with salary, working in agencies must participate in health insurance (HI).
The employee's total monthly health insurance premium is equal to 4.5% of the monthly salary. In which, the employer pays 3%; employees pay 1.5%. The monthly salary on which health insurance premiums are based is the compulsory social insurance premium.
Foreigners working in normal conditions
AREA |
Monthly salary for compulsory social insurance payment |
Health insurance premiums of foreigners |
AREA 1 |
192 USD/Month |
3 USD/Month |
AREA 2 |
170 USD/Month |
2.5 USD/Month |
AREA 3 |
149 USD/Month |
2.2 USD/Month |
AREA 4 |
133 USD/Month |
2 USD/Month |
Foreigners who have undergone vocational training or vocational training
AREA |
Monthly salary for compulsory social insurance payment |
Health insurance premiums of foreigners |
AREA 1 |
205 USD/Month |
3 USD/Month |
AREA 2 |
182 USD/Month |
2.69 USD/Month |
AREA 3 |
159 USD/Month |
2.39 USD/Month |
AREA 4 |
142 USD/Month |
2.13 USD/Month |
Foreigner working in heavy, hazardous and dangerous conditions
AREA |
Monthly salary for compulsory social insurance payment |
Health insurance premiums of foreigners |
AREA 1 |
201 USD/Month |
3 USD/Month |
AREA 2 |
178 USD/Month |
2.6 USD/Month |
AREA 3 |
156 USD/Month |
2.3 USD/Month |
AREA 4 |
140 USD/Month |
2 USD/Month |
Foreigners working in particularly heavy, hazardous and dangerous conditions
AREA |
Monthly salary for compulsory social insurance payment |
Health insurance premiums of foreigners |
AREA 1 |
205 USD/Month |
3.04 USD/Month |
AREA 2 |
182 USD/Month |
2.69 USD/Month |
AREA 3 |
159 USD/Month |
2.39 USD/Month |
AREA 4 |
142 USD/Month |
2.1 USD/Month |
According to Clause 3, Article 6 of Decision 595:
Base salary |
Monthly salary for compulsory social insurance payment |
Health insurance premiums of foreign |
64 USD/Month |
1295 USD/Month |
19 USD/Month |
Overall, this article provides the latest information on the foreign health insurance premium. It can be seen that there is always respect and equality between Vietnamese and foreigners when participating in Vietnam health insurance. This is a practical right of employees and also an obligation of Vietnamese enterprises when employing foreigners.
Tags: Vietnam health insurance, Vietnam health insurance for foreigners, Vietnam health insurance premium, health insurance in Vietnam, health insurance law, health insurance cost, Vietnam health insurance fee, health insurance fee for foreigners